_________________________, 20____ (Date of Letter) Credit Bureau ______________________________ (Attn: Reporting Agent) ______________________________ (Street Address) ______________________________ (City, State and Zip Code) RE: _________________________________________ (Compromise Disputed Claim) Dear Reporting Agent: Recently your office provided a _____________________________________ (report, demand, collection notice, etc.) relative to a disputed claim in the amount of $_______________________, which has been represented to you to be an amount due on behalf of ___________________________________ (identity of creditor). This amount with the aforementioned creditor is disputed and has been disputed for the following reason(s): ____________________________________________________________ ___________________________________________ (state reason(s) for dispute). However, in the spirit of compromise and solely for the purpose of resolving this matter completely, the amount of $____________________ is offered as a total settlement. As noted above, this matter is disputed; nevertheless, this settlement offer is being made in order to eliminate the need for litigation between the parties. In the event this offer is accepted, kindly advise within ten days; otherwise, it will be presumed that the offer has been rejected. As noted above, this is a contested matter and is by no means an admission that the amount is due and owing. The foregoing shall not, under any circumstances, be construed as a form of admission, but only and exclusively as an effort to compromise on a seriously disputed matter. Please advise. Very truly yours, ______________________________ (Signature) ______________________________ (Address) ______________________________ (City, State and Zip Code) ______________________________ (Phone Number) LAWCHEK, LTD. LETTER PRO Samples, Copyright 2006 This is not a substitute for legal advice. An attorney must be consulted.